Janine DiPalma

I have State Farm experience dating back to 1987. I decided to open my own office in 1990 while completing a graduate program at Hofstra University. I have been a local Brightwaters State Farm Agent for 38 plus years. I am a long-time resident of Long Island, specifically the South Shore.

We are here to help protect your greatest assets and achieve your financial dreams. We can offer insurance in the following lines of business: automobile insurance, homeowners insurance, renters insurance, jewelry insurance, personal liability umbrella insurance, boat insurance, life insurance, health insurance, motorcycle insurance, antique car insurance, business insurance--and so much more. We also offer information for any life event, coverage recommendations and in-depth comprehensive reviews, in addition to many more services.

On a personal note, I have two graduate college aged children and a large extended group of family and friends. I am a community driven and family focused resident, who brings this quality into the agency, making it a relationship-oriented office. I have been a catechist at St. Patrick's Church R.C. intermittently since 1988. However, I recently just discontinued religious Ed within the church but I ' m involved in many other community-based programs. I have been a parent advocate for parents with children of special needs, an officer for SEPTA ( Special Education PTA), a member of the Bay Shore Chamber of Commerce and the beautification committee, and active member and sponsor of the Brightwaters Business Association.

We have 24/7 service available at all times! Whether it is my office, my service, or myself attending to all of YOUR needs.

We service all towns ranging from Montauk to Manhattan, even as far North as the Canadian border...and we conveniently service the following local towns:

Amityville NY

Amityville Harbor NY

Babylon, NY

Brightwaters/Bayshore NY

Bay Shore, NY

Brentwood, NY

Central Islip, NY

Commack, NY

Copiague, NY

Deer Park, NY

East Islip, NY

Fire Island NY ** Auto insurance

Hauppauge, NY

Islip, NY

Islip Terrace NY

Lindenhurst, NY

Massapequa, NY

Melville, NY

North Babylon, NY

Northport, NY

Oakdale, NY

Ocean Beach, NY

Sayville, NY

West Babylon, NY

West Islip, NY

West Sayville, NY

***** FIRE ISLAND, ALL COMMUNITIES ******

********* Including Kismet, Ocean Beach, Saltire and all other villages on Fire island ***********

Frequently Asked Questions (FAQs)

Q: How can I compare auto insurance quotes?

A: You can get car insurance quotes online, by phone, or with a local agent by sharing details about your vehicle, driving history, and coverage needs. Janine, your local State Farm agent in Brightwaters, NY, is here to help.

Q: How fast can I get car insurance?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. Janine is here to help your Brightwaters household feel covered.

Q: What kind of insurance do I need for a leased vehicle?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. Looking for coverage? Talk with Janine about your options in Brightwaters.

Q: Do you need to carry insurance on your home?

A: Whether homeowners insurance is required depends on your situation and may vary by state. If you have home financing, your lender will likely require it. Even if it's not required, many people choose to have coverage to help protect their home and everything that comes with it. Janine is proud to serve the Brightwaters community.

Q: How does life insurance work?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. As long as coverage remains active, it can help give your loved ones financial support when they may need it most. Serving Brightwaters and the surrounding area, Janine can help answer your questions.

Q: What kinds of things does renters insurance protect?

A: Renters insurance can help protect the things you've worked hard for, like your furniture, clothing, and electronics. It may also help with liability if someone is injured in your home, and even assist with temporary living expenses if you have to move out due to a covered loss. Have questions? Janine in Brightwaters can walk you through your options.